How it Works

This is the way to get money quick!

Fill out an application form - large icon

Step One:

Email or bring in the
following documentation:

  • Picture ID
  • Your most recent paystub or proof of income
  • Bank statement showing your last sixty (60) days of transactions
  • PAD – Pre-Authorized Debit Form for your chequing account or VOID cheque

Step Two:

Your loan request will
be processed right away

On receipt of your documentation we will immediately consider your loan request and determine the amount to which you can be approved.

We review the terms and conditions of the loan to ensure they are acceptable to you. Given they are acceptable; we confirm your employment and prepare a full disclosure loan agreement.

Our manager will contact you - large icon
Receive your money - large icon

Step Three:

Receive your money in the most
convenient way

The loan agreement is signed.

You are issued the full loan amount via cash or e-transfer.

It is that quick, it is that easy!

The loan approval process is designed to be as easy and efficient as possible
Our objective is to get you the money you need – FAST!

PayDay is the right choice for you if:

you are 18 or older

The minimum age to use our service is 18.

you are an Ontario Resident

Must be a current resident of Ontario with a valid address.

you have a Bank Account

You need an active bank chequing account to allow the money to be transferred to you.

you have a phone

We will both need to be in contact so a phone is
required and an email address is also necessary.

you have a regular income

You must have an income from employment or other approved source.

you are honest and trustworthy

Our loans are unsecured and are based on good faith.